{"id":355,"date":"2025-07-17T21:32:58","date_gmt":"2025-07-17T21:32:58","guid":{"rendered":"https:\/\/paykarindia.com\/?page_id=355"},"modified":"2025-08-02T11:56:39","modified_gmt":"2025-08-02T11:56:39","slug":"cancellation-refund-policy","status":"publish","type":"page","link":"https:\/\/paykarindia.com\/index.php\/cancellation-refund-policy\/","title":{"rendered":"Cancellation\/Refund policy"},"content":{"rendered":"<section class=\"l-section wpb_row us_custom_df5f4c97 has_text_color height_medium\"><div class=\"l-section-h i-cf\"><div class=\"g-cols vc_row via_grid cols_1 laptops-cols_inherit tablets-cols_inherit mobiles-cols_1 valign_top type_default stacking_default\"><div class=\"wpb_column vc_column_container\"><div class=\"vc_column-inner\"><div class=\"wpb_text_column us_custom_432d3f53\"><div class=\"wpb_wrapper\"><h2><strong>Cancellation &amp; Refund Policy \u2013 Paykar India<\/strong><\/h2>\n<p>Once a User chooses to avail any service plan\/offer announced by <strong>Paykar India<\/strong> and agrees to buy that plan\/offer by due payment for that plan\/offer to <strong>Paykar India<\/strong>, such payment by User shall not be refunded by Paykar India under any circumstances whatsoever. Please note that such act of buying <strong>Paykar India\u2019s<\/strong> plan is irreversible process under the applicable law.<\/p>\n<p>Post receipt of payment from the User for the above-mentioned plan, <strong>Paykar India<\/strong> shall create User ID in its system ONLY post successful KYC verification of such User. If the User is unable to get successful KYC done, <strong>Paykar India<\/strong> shall not be able to create User ID of such User. Thus, in order to avail <strong>Paykar India<\/strong> services on its portal, User has to mandatorily get his successful KYC verification done.<\/p>\n<p>Post User Id creation, while availing various services on <strong>Paykar India<\/strong> portal, a transactions which have failed for any reason directly attributable to <strong>Paykar India<\/strong> and <strong>Paykar India<\/strong> has received corresponding confirmation from the payment gateway, will be automatically refunded to User\u2019s bank account within 3-21 working days from the date of transaction and a confirmation mail will be sent to User\u2019s email id registered with <strong>Paykar India<\/strong>. Please note that only the actual transaction amount will be refunded excluding payment gateway charges and all applicable taxes. However, for cases where User has received a successful completion confirmation but not received services, User is required to submit a complaint by sending an e-mail to customer care Email ID given on this website. <strong>Paykar India<\/strong> shall enquire the matter after receiving the complaint from the User and based on the enquiry <strong>Paykar India<\/strong> may refund the payment. In all cases, SKPE\u2019s liability will be restricted to providing User a valid refund to the extent of corresponding payment received by <strong>Paykar India<\/strong> with respect to a particular transaction. <strong>Paykar India<\/strong> shall not be responsible for any other claim or consequential liability arising out of failed services on our system.<\/p>\n<p>User accepts that this refund policy is subject to all the terms and conditions as stated in the Agreement of the User\/business associate\/retailer\/distributor with <strong>Paykar India<\/strong>.<\/p>\n<p>At <strong>Paykar India<\/strong>, we value transparency and customer satisfaction. Our Cancellation and Refund Policy is designed to ensure fair and smooth resolutions in case of failed or unintended transactions. Please read the policy carefully to understand how cancellations and refunds are handled for our various services.<\/p>\n<h6>AEPS, DMT, and Micro ATM Transactions<\/h6>\n<p>Once a transaction is successfully completed, it cannot be cancelled.<\/p>\n<p>In case of a failed or incomplete transaction (where the amount is debited but service is not delivered), a refund will be processed automatically within 5\u20137 working days, depending on the bank\u2019s processing time.<\/p>\n<p>If the amount is not reversed within the expected time, users can raise a support ticket via our Helpdesk or call our Customer Support Team.<\/p>\n<h6>Recharge and Bill Payment Services<\/h6>\n<p>All mobile, DTH, utility bill payments, and credit card bill transactions are final and non-refundable once successfully processed.<\/p>\n<p>If a recharge or payment fails but the amount is debited, the system will auto-reverse the amount to the user&#8217;s wallet or bank account within 24\u201348 working hours.<\/p>\n<p>If the reversal is not received, users must contact support with transaction details for manual investigation and refund.<\/p>\n<h6>Travel Bookings (Bus\/Flight Tickets)<\/h6>\n<p>Cancellations for travel services are subject to the airline\u2019s or bus operator\u2019s cancellation policy.<\/p>\n<p>Refunds will be processed after deducting applicable cancellation charges.<\/p>\n<p>Processing time for refunds is typically 7\u201310 working days post cancellation confirmation from the travel provider.<\/p>\n<p>Paykar service charges (if any) are non-refundable.<\/p>\n<h6>PAN Card and Other Government Services<\/h6>\n<p>Fees paid for PAN card processing or similar government services are non-refundable once the application is submitted.<\/p>\n<p>In case of failed submission or system error, users are eligible for reprocessing or refund based on verification.<\/p>\n<h6>Wallet Top-up &amp; Settlements<\/h6>\n<p>Wallet top-ups done by the user are non-refundable unless there is a technical failure.<\/p>\n<p>If money is debited but the wallet is not credited, the amount will be reversed within 3\u20135 business days.<\/p>\n<p>No refunds will be issued for wallet amounts used in successful transactions.<\/p>\n<h6>General Guidelines<\/h6>\n<p>All refund claims must be raised within 7 days from the date of transaction.<\/p>\n<p>Paykar India reserves the right to refuse refunds for services that were availed successfully or where customer negligence is evident.<\/p>\n<p>Refunds will be credited to the original payment method or user wallet, as applicable.<\/p>\n<p><strong>All disputes are subject to jurisdiction of Patna, Bihar (India).<\/strong><\/p>\n<p>Need Assistance?<br \/>\n\ud83d\udcde Customer Care: +91-00000000<br \/>\n\u2709\ufe0f Email: support@paykarindia.com<br \/>\n\ud83c\udf10 Website: www.paykarindia.com<\/p>\n<p>We\u2019re here to help you with any transaction-related issues. Your trust matters most.<\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/section>\n","protected":false},"excerpt":{"rendered":"Cancellation &amp; Refund Policy \u2013 Paykar India Once a User chooses to avail any service plan\/offer announced by Paykar India and agrees to buy that plan\/offer by due payment for that plan\/offer to Paykar India, such payment by User shall not be refunded by Paykar India under any circumstances whatsoever. Please note that such act...","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-355","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/paykarindia.com\/index.php\/wp-json\/wp\/v2\/pages\/355","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/paykarindia.com\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/paykarindia.com\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/paykarindia.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/paykarindia.com\/index.php\/wp-json\/wp\/v2\/comments?post=355"}],"version-history":[{"count":5,"href":"https:\/\/paykarindia.com\/index.php\/wp-json\/wp\/v2\/pages\/355\/revisions"}],"predecessor-version":[{"id":737,"href":"https:\/\/paykarindia.com\/index.php\/wp-json\/wp\/v2\/pages\/355\/revisions\/737"}],"wp:attachment":[{"href":"https:\/\/paykarindia.com\/index.php\/wp-json\/wp\/v2\/media?parent=355"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}